About In Advance Capital
Your business needs working capital.
Starting a business is an accomplishment — but keeping it thriving takes vision, grit, and the right financial partner. Healthy cash flow and reliable access to working capital can mean the difference between surviving and soaring. If you’re a small business owner searching for a smarter way to fund growth, In Advance Capital is ready to stand beside you.
01 / Who we are
Built on trust, consistency & partnerships since 2015.
At In Advance Capital, we don’t just fund businesses — we build lasting partnerships rooted in trustworthiness and mutual success. As an alternative funder, we deliver the working capital small businesses need when traditional banks say “no” or move too slowly. Even if you qualify for a bank loan, many owners choose us for our speed, transparency, and genuine commitment to their long-term success.
Our relationships are built on honesty, reliability, and a deep understanding that your success is our success. When you partner with us, you’re not just getting capital — you’re gaining a trusted ally dedicated to helping your business grow with confidence.
02 / The product
It’s not a business loan, it’s a cash advance.
With In Advance Capital, you’re not taking out a traditional business loan. You’re selling us a portion of your future sales. That means no rising interest rates and no rigid monthly payments that ignore your reality. Your repayments flex with your revenue — so when business slows, the pressure eases. This flexible, partnership-driven approach is designed to support you through every season of growth.
03 / The process
The simple application process.
We’ve perfected a fast, straightforward process. Submit a few bank statements, and you could have funding in your account in as little as one business day. No endless paperwork. No waiting weeks. Just the capital you need, when you need it.
04 / Our mission
When you succeed, we succeed.
Since 2015, our mission has been clear: deliver fast, alternative funding options and award-winning customer service to America’s small businesses. Working capital is essential — and few companies can thrive on cash flow alone. We exist to keep small businesses running strong. When you succeed, we succeed. That’s the power of a true partnership built on trust.
Ready to stand beside you.
One page, four months of bank statements, an offer within the hour.